0% - 35% Shares Category Equity funds - UK equities -- UK All Companies -- UK Equity Income -- UK Smaller Companies - European equities -- Europe Excluding UK -- Europe Including UK -- European Equity Income -- European Smaller Companies - US equities -- North America -- North American Smaller Companies - Global equities -- Global -- Global Emerging Markets -- Global Equity Income - Asian equities -- Asia Pacific excluding Japan -- Japan -- Asian Equity Income -- China/Greater China -- Specialist - India - Emerging market equities -- China/Greater China -- Global Emerging Markets -- Specialist – India -- Specialist – Latin America - Specialist equities -- Specialist – Gold -- Specialist – Healthcare -- Specialist – Insurance -- Specialist – Infrastructure -- Specialist – Technology & Telecoms -- Specialist – India -- Specialist – Latin America - UK All Companies - UK Equity Income - UK Smaller Companies - Europe Excluding UK - Europe Including UK - European Equity Income - European Smaller Companies - North America - North American Smaller Companies - Global - Global Emerging Markets - Global Equity Income - Asia Pacific excluding Japan - Japan - Asian Equity Income - China/Greater China - Specialist - India - China/Greater China - Global Emerging Markets - Specialist – India - Specialist – Latin America - Specialist – Gold - Specialist – Healthcare - Specialist – Insurance - Specialist – Infrastructure - Specialist – Technology & Telecoms - Specialist – India - Specialist – Latin America Fixed interest funds - Government bonds - Corporate bonds - Strategic bonds - High yield bonds - Emerging market bonds Absolute return funds - Targeted absolute return Multi-asset funds - 0% - 35% Shares - 20% - 60% Shares - 40% - 85% Shares - Flexible - Volatility Managed Property funds - Commercial Property - Property Shares Responsible investing - Corporate bonds - UK equities -- UK All Companies - Asian equities -- Asia Pacific Excluding Japan - 20% - 60% Shares - UK All Companies - Asia Pacific Excluding Japan Investment trusts - China/Greater China - Asian equities -- Asia Pacific Excluding Japan -- Japan -- Japanese Smaller Companies - European equities -- Europe Including UK - Global equities -- Global -- Global Equity Income - Property Shares - UK equities -- UK All Companies -- UK Equity Income - Asia Pacific Excluding Japan - Japan - Japanese Smaller Companies - Europe Including UK - Global - Global Equity Income - UK All Companies - UK Equity Income
These funds are usually considered the lowest risk within the multi-asset sector because they can invest only a maximum of 35% in equities. The rest may be held in bonds, property, absolute return strategies and other assets. Funds may invest directly in these asset classes or they may gain exposure by buying other funds (sometimes referred to as a ‘fund of funds’). The number of different assets the funds invest in can vary greatly, so it is important to read the information about each fund carefully.