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Elite Fund ratings are based on FundCalibre’s research methodology and are the opinion of FundCalibre’s research team only. The award of an Elite Fund rating does not mean the fund is a suitable investment for you, and does not constitute a recommendation to buy. If a fund that you already hold does not, in the opinion of FundCalibre, merit an Elite Fund rating, this does not constitute a recommendation to sell. FundCalibre is an authorised representative of Chelsea Financial Services.